Our licence
Keystone Insurance Partners is a licensed insurance producer in [State], licence number [Number]. Individual producer licence numbers for each member of our team are listed on their profile on the About page.
Carrier appointments
We hold appointments with the twelve carriers listed on our homepage. We are an independent agency. We are not owned by any insurance carrier and we do not underwrite policies.
How we are paid
We are paid commission by the carrier whose policy you choose, calculated as a percentage of premium. Commission rates are broadly similar across the carriers we represent. Where a fee applies instead of or alongside commission, we tell you the amount before you agree to it.
Conflicts of interest
If a carrier pays us contingent or profit-sharing compensation based on the volume or performance of the business we place with them, it is disclosed here. [Disclose any contingent compensation arrangements you hold.] We will tell you if any recommendation we make is affected by such an arrangement.
Complaints
If you are unhappy with our service, contact Marisol Reyes on (555) 014-2201 or at marisol@keystoneinsurance.example. If we cannot resolve it, you may refer the matter to your insurance regulator. [Insert your regulator’s name, address and complaints procedure. This is the section most likely to be checked, so make it specific.]
Coverage is subject to policy terms
Any description of coverage on this website is a summary written for general guidance. Coverage is always subject to the terms, conditions, limits and exclusions of the policy actually issued.