About Keystone
Twenty-eight years on the same street.
Keystone has been at 118 Chestnut Street since 1998. Same building, same phone number, second generation of the same family.
How we got here
Emilio Reyes opened Keystone in 1998 after fifteen years working for a national carrier and growing tired of only having one product to sell. He wanted to be able to say “that policy isn’t right for you” out loud. His daughter Marisol took over in 2011.
We’ve stayed deliberately small. Four people, around 3,400 active policies, and no plans to grow past the point where we know our clients’ names.
What independent actually means
We’re not owned by an insurance company. We hold appointments with twelve carriers, which means when you ask us for a quote we run it across all twelve and show you the spread. We’re paid commission by whichever carrier you choose, at broadly similar rates, so we have no financial reason to steer you.
We’ll also tell you when your current policy is already the best available. It happens maybe a quarter of the time, and saying so is how we’ve kept clients for twenty-eight years.
Around Millbrook
We sponsor the Millbrook Little League, we’ve run the Chamber of Commerce’s small business insurance workshop every spring since 2014, and Marisol sits on the board of the Chestnut Street Merchants Association. We live here. It’s a reasonable reason to expect us to do right by you.
Licensing and appointments
Keystone Insurance Partners is a licensed insurance producer in [State], licence no. [Number]. Individual producer licences are listed on each team member’s profile below. We hold carrier appointments with the twelve insurers listed on our homepage.
[Replace this section with the licensing disclosures your regulator requires. Requirements vary significantly by state and country.]
The team
Four people. You will be assigned one of them, and that is who you deal with from the quote through to the claim.
Marisol Reyes
Principal Agent & Owner
Licensed producer, [State] no. [Number]. Property, Casualty, Life & Health
Took over Keystone from her father in 2011, twelve years after starting there answering phones. Handles most of the agency’s home and commercial accounts. Has a particular impatience for policies that look cheap until you read the exclusions.
(555) 014-2201
marisol@keystoneinsurance.example
Dennis Okonkwo
Commercial Lines Agent
Licensed producer, [State] no. [Number]. Property & Casualty
Joined in 2016 from a commercial underwriting desk, which means he knows exactly how carriers price risk and how to present a business so it’s priced fairly. Writes most of our contractor, restaurant and retail accounts.
(555) 014-2202
dennis@keystoneinsurance.example
Priya Raman
Personal Lines Agent
Licensed producer, [State] no. [Number]. Property, Casualty, Life & Health
Handles auto, home and renters for around 1,800 households. Best person in the office at spotting that someone’s liability limits haven’t moved since 2009 while their net worth has.
(555) 014-2203
priya@keystoneinsurance.example
Tom Bräutigam
Claims & Service Manager
Licensed producer, [State] no. [Number]. Property & Casualty
Runs claims. When something has gone wrong, Tom is who you get. He’s the reason our clients tend to describe claims as “handled” rather than “endured.”
(555) 014-2205
tom@keystoneinsurance.example
Come and see us
118 Chestnut Street, Millbrook. Street parking out front, accessible entrance on the Chestnut Street side. Coffee’s usually on.
Let’s see what you’re actually paying for.
Send us your current declarations page and we’ll tell you straight whether you can do better. If you can’t, we’ll say so.