Coverage

What we can cover

We’re appointed with twelve carriers across personal and commercial lines. Below is what we write most often. If you don’t see what you need, call us. We’ve placed some unusual policies over twenty-eight years.

For your family

Auto, home, renters, life and umbrella coverage for households in and around Millbrook.

Auto insurance

Liability, collision and comprehensive, compared across twelve carriers.

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Auto insurance

Liability, collision and comprehensive, compared across twelve carriers.

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Home insurance

Dwelling, contents and liability, plus the exclusions most policies do not advertise.

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Home insurance

Dwelling, contents and liability, plus the exclusions most policies do not advertise.

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Renters insurance

Around $14 a month. Your landlord’s policy does not cover your things.

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Renters insurance

Around $14 a month. Your landlord’s policy does not cover your things.

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Life insurance

Term and permanent, explained without the sales pitch.

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Life insurance

Term and permanent, explained without the sales pitch.

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Umbrella insurance

Extra liability above your auto and home limits, for surprisingly little.

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Umbrella insurance

Extra liability above your auto and home limits, for surprisingly little.

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For your business

Property, liability and employee coverage for trades, retailers, restaurants and professional firms.

Business owner’s policy

Property, liability and business interruption bundled into one policy.

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Business owner’s policy

Property, liability and business interruption bundled into one policy.

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Commercial auto

Work vehicles and small fleets. Your personal policy will not cover a work claim.

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Commercial auto

Work vehicles and small fleets. Your personal policy will not cover a work claim.

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Workers’ compensation

Required almost everywhere you have employees. Classification codes drive the price.

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Workers’ compensation

Required almost everywhere you have employees. Classification codes drive the price.

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General liability

Third-party injury and property damage. Often required to sign a lease or contract.

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General liability

Third-party injury and property damage. Often required to sign a lease or contract.

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Not sure what you need?

Most people are either over-insured on something small or badly under-insured on liability. A fifteen-minute review usually finds one or the other. It’s free and there’s no obligation attached to it.

Book a coverage review

Already a client?

Need to report a claim?

Call us first, before you call the carrier. We’ll tell you what to document, what to expect, and we’ll stay on it until it’s settled.

Call (555) 014-2200

Or email claims@keystoneinsurance.example